Conventional loans are the most common and widely available mortgage option. For borrowers with good credit, balanced income, debt and some down payment, they are often the least complicated way to get the most flexible mortgage options.
FHA Loans are insured by the Federal Housing Administration (FHA), a branch of the U.S. Department of Housing and Urban Development, or HUD. FHA is often the best option for people who need a little extra flexibility when qualifying for a new home mortgage. You do NOT need to be a first time buyer - anyone who is buying a new home to use as their Primary Residence, or Second Home is eligible.
The Department of Veterans Affairs (VA) offers financing on primary residences for Veterans. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.
The US Department of Agriculture USDA provides low down payment options to qualified borrowers, at very low interest rates, and with very low mortgage insurance premiums. If you are buying a home in an Rural Development -eligible area, and meet the program requirements, this loan is perfect for you.
Jumbo Loans exceed the maximum loan amounts established by conventional loan limits, currently $453,100. A Jumbo Loan is right for you if you are looking to buy a high priced or luxury home.
Great service and professionalism exhibited by Tina and her team. Greatly appreciate you pulling this one off as it was not a typical one.
Smooth as could be. Real easy, with great communication!
There team was the best and it went smooth.
Everything was great. I was informed what to do and what my next step was the whole time. Very nice group of people.
Communication was really good. Will call again for future lending.
Right from the start you and your entire team went out of their way to try and make this nonstandard deal work for us!