The 2025 government shutdown is causing delays across key mortgage services—from USDA and FHA loans to flood insurance and IRS tax transcripts. This update breaks down what’s still moving, what’s paused, and how borrowers and loan officers can stay ahead during uncertain times.
The wait is over! The Federal Reserve just cut interest rates for the first time in years—and more cuts may be coming. This could be your best chance to buy a home, refinance, or tap into equity before demand and prices surge. Don’t wait—see why acting now could save you money.
Bank Statement Mortgage Loans are designed for self-employed borrowers and entrepreneurs who don’t fit the traditional lending box. Instead of tax returns, lenders use bank statements to verify income—making it easier for freelancers, business owners, and gig workers to qualify for homeownership.
Looking to buy a home but struggling with the down payment? With the 1% Down program, you only need (yes!) 1% down. There is no PMI, and it’s even open to repeat buyers too.
Labor Day is more than a long weekend—it's a moment to honor the spirit of hard work and the dreams it makes possible. Whether you're a first-time homebuyer or planning your next move, your efforts deserve recognition. Here's to building futures, one home at a time.
Florida’s Hometown Heroes Program is back for 2025 with new updates and limited funding. Learn how eligible workers can get up to $35K in homebuying assistance—and why acting fast is key.
