LOAN PROGRAMS

FHA mortgage home loans are insured by the Federal Housing Administration (FHA), a branch of the U.S. Department of Housing and Urban Development, or HUD. FHA is often the best option for people who need a little extra flexibility when qualifying for a new home mortgage. You do NOT need to be a first time buyer - anyone who is buying a new home to use as their Primary Residence, or Second Home is eligible.

• For Primary Residence
• A minimum of 3.5% down payment required - May be a gift!
• Seller can contribute up to 6% of borrower's closing costs
• Flexible Mortgage Guidelines
• Available for Purchase and Refinance Transactions
• Down-Payment Assistance Programs Available